Your Mortgage

Find out about your mortgage options before you start looking. There's nothing more frustrating that falling in love with a home, only to find out you can’t afford it.

Pre-qualifying for a mortgage is the best way to find out how much you can afford. Your financial institution will look at your income, expenses and debt to determine how much they will lend you. Combine that amount with the money you have for a down payment, and that’s your budget.

Once you have pre-qualified, consider applying for a pre-approved loan.  Then, when you find the home you want to buy, it will speed up the purchasing process.

Want to get an idea of how much you can afford? Try our Mortgage Calculator for a quick estimate.

Mortgage options

Mortgages are available through a number of financial institutions; your bank is only one option. Shop around for competitive rates and options.